Gap Coverages

GAP COVERAGES

SHORT-TERM MEDICAL INSURANCE

Bridge the health insurance gap you may have if you retire before age 65. These plans could be a cost-effective alternative to ACA, COBRA, or company retirement plans depending on your circumstances.

Contact us for benefit details, rates, and online enrollment.

HOSPITAL/SURGICAL

If you elect a Medicare Advantage Plan you will have daily co-pays for hospital confinement up to $400, co-insurance for outpatient and inpatient surgeries, and additional co-pays for other services.

For a small monthly premium, you can obtain a Hospital Indemnity plan to help pay these out-of-pocket expenses.

DENTAL/VISION INSURANCE

These plans will help with your dental expenses. Some plans require that you go to the dentist

in the network and some allow you to go to any dentist. To learn more about the plans available

Click on the links below:

Delta Dental Covers Me

My Plan Ameritas

https://spiritdental.com/index.php?option=com_scoreboard&view=scoreboard&agent=001C000001lGCAvIAO

Standalone Vision:        

https://directvisioninsurance.com/index.php?option=com_scoreboard&agent=001C000001lGCAvIAO

TRAVEL INSURANCE

When traveling outside of the USA it is a good idea to obtain Travel Insurance for medical services

and insurance to cover unexpected cancelations. To learn more click on the links below:

https://www.sevencorners.com?a=1B81959B-A122-4AD4-9043-D440A09ADCC2&z=HWMPZ9M

                                                            https://www.azimuthrisk.com/?reference_id=eab33838